Getting car insurance for your classic cars is slightly different from a regular vehicle. At Kingston Insurance Agency LLC, serving South Kingstown, RI, we can help you better understand the difference to ensure your classic cars are protected properly. Keep reading to learn more.
Do Classic Cars Need Special Auto Insurance?
Yes. A classic car is not valued in the same way that a normal vehicle is. This is because there has been more money invested in classic cars. When classic cars are restored, extra expenses need to be taken into consideration for insurance purposes. Once a classic car has been fully restored, its value is determined based on the improvements that have been made as well as the rarity of the car.
How Do I Find Classic Car Insurance?
You can sit down with one of our representatives to discuss a classic car insurance policy. Our team is trained to understand how these vehicles are valued. They can collect information concerning your particular car and help you establish an insurance value.
How Much Coverage Do I Need?
The amount of coverage you should purchase for your vehicle will depend on the individual car, its history, the improvements made to it, and how often the vehicle is actually driven. All of these factors will need to be discussed with an insurance agent. Once all of this information has been collected, a policy amount can be determined.
How Do I Know I’m Getting A Good Deal?
You can talk with other classic car enthusiasts to help you compare rates. Because this is a highly customized type of insurance, you will need to do some research on your own to fully understand how rates vary from company to company.
If you would like to learn more, please contact us at Kingston Insurance Agency LLC serving South Kingstown, RI and the surrounding areas.