What Does Umbrella Insurance Cover?

On the hunt for umbrella insurance in South Kingstown, RI? Look no further than Kingston Insurance Agency LLC – we’ve got the team and knowledge to help you build a custom insurance plan that checks all the boxes. 

Umbrella insurance can be confusing; many people wonder how necessary it really is, or if they’re just wasting their money. We’re here to tell you umbrella insurance is worth the investment for many reasons, the most important being your peace of mind. 

What does umbrella insurance provide?

1. Property damage liability

This can include scenarios like the property (vehicles, personal property) of guests at your home getting damaged or destroyed

2. Bodily injury liability 

Hospital bills like exams and treatment expenses

There are many other costs and coverage that umbrella insurance covers, and there is certainly a plan out there that can protect you and your loved ones. The investments we make, like vehicles, buying a home, recreational vehicles, and more can all be covered under the right umbrella insurance policy. 

Like all insurance, umbrella insurance provides peace of mind when something happens. You can’t plan for everything in life, but you can be prepared by having appropriate insurance and a full coverage policy for protection. 

If you own or rent a property, have a vehicle, own a boat or RV, have pets or children, umbrella insurance can provide you with additional coverage that will have you resting easily at night, knowing your assets and investments are properly insured. 

If you’re a resident of South Kingstown, RI and are looking for an insurance agent, contact the team at Kingston Insurance Agency LLC. We’re here to help you find the best insurance policy for your lifestyle needs, and we’d love to work with you.