Auto Insurance in Rhode Island
Auto insurance within Rhode Island comprises many different policies, an aspect that may occasionally leave you in a dilemma on what option to get and which to leave out. If you are caught up in this predicament, Kingston Insurance Agency LLC provides a guide on what to be on the lookout for. Read on to get some options that will be worth your while during your South Kingstown, RI commute.
Bodily Injury Coverage
If you get into an accident and other motorists get injured, bodily injury coverage will cater to 3rd party injury expenses. These include medical costs such as hospital bills and any consultation expenses.
Property Damage Coverage
Property damage coverage pays for other parties’ property damage costs resulting from an accident. This includes vehicle repair and replacement costs.
Medical Payments Coverage
Medical payment coverage pays your medical bills when you get involved in an accident. Your passengers will also be covered under medical payments coverage, offering relief for treatment costs.
Uninsured coverage protects you when you get into an accident with an uninsured motorist. It pays for your medical treatment costs and vehicle repair and replacement costs arising from property damage to your vehicle.
When your vehicle gets damaged following an accident with an underinsured motorist, you are likely to cover the remaining costs of your vehicle repair or replacement by yourself. With underinsured coverage, you can rest assured that any balances related to property damage are catered for. If you also get injured, this policy will ensure that your medical bills are covered.
Comprehensive coverage offers protection when your vehicle gets damaged or is stolen during covered non-collision emergencies. Some of these emergencies include damage from hail, vandalism, and fire.
Collision coverage pays for vehicle repairs and replacement costs when your vehicle is damaged in an impact accident. Some examples of impact accidents include collisions with other motorists, street poles, and buildings.
To get the benefit of auto insurance coverage within Rhode Island, contact Kingston Insurance Agency LLC today. Our agents will help customize auto coverage for your South Kingstown, RI needs.