Kingston Insurance Agency LLC wants residents to fully understand how marriage could help them save money on their auto insurance. Conventional wisdom says married couples save on their premiums if they combine their coverage into a single insurance policy, but there’s a huge caveat to this.<\/p>\n
Combining insurance only works to lower a married couple\u2019s premiums if both have a good driving record. If one spouse has a DUI, DWI, or lost points from their license, they would probably raise the premiums of the spouse with a clean record.<\/p>\n
The insurance industry conducts complex statistical studies to determine the risk levels of groups of individuals. This actuarial study results in certain situations providing a person or couple with potential savings in the form of discounts or lower premiums. Married individuals typically engage in lower-risk activities. This lowers the risk of insuring them, so insurance companies pass along the savings.<\/p>\n
Before you get married, every couple should speak with one another honestly about matters that could affect their finances, creditworthiness, or insurability. The number one thing that marriage counselors say couples fight about \u2013 money \u2013 can prove easy to deal with if you remain upfront with one another. Reveal DUIs or DWIs, unlike the character Fritz from \u201cThe Closer,\u201d who hid his DUIs from Brenda. Keep your coverage separate until the spouse with a bad driving record repairs their record.<\/p>\n
Whether you\u2019re about to tie the knot or you\u2019ve been married for years, let Kingston Insurance Agency LLC uncover ways you could save on your auto insurance premiums. Contact us today for an appointment, residents!<\/p>\n","protected":false},"excerpt":{"rendered":"
Kingston Insurance Agency LLC wants residents to fully understand how marriage could help them save money on their auto insurance. Conventional wisdom says married couples save on their premiums if they combine their coverage into a single insurance policy, but there’s a huge caveat to this. Both Spouses Need a Superb Driving Record Combining insurance […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[13],"class_list":["post-68","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-kingston-insurance-agency-llc"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t